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GROSS JOINT YEARLY INCOME : 57,800 TOTAL JOINT MONTHLY TAKE HOME INCOME : 3,449 (Michelle 1,381 and Alex 2,068). OTHER INCOME : child benefit 192 a month. TOTAL MONTHLY TAKE HOME : 3,641.

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Sowhere does the money go? Here, four families explain why theyre sobroke at the end of every month. WEVE HAD NO TRIPS ABROAD SINCE 2012. Michelle Taylor, 35, is a researcher for a digital agency, earning 22,800 a year, and.

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MONTHLY OUTGOINGS MORTGAGE : 500 on their four-bedroom end-of-terrace home. CHILDCARE : 975 on childminder. UTILITY BILLS (including gas, electric, home phone, mobile phones, broadband, insurance and council tax 1,180. CAR COSTS (inc.

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petrol, tax and insurance 600 for Mini Countryman and Kia Sportage. PUBLIC TRANSPORT : 100. GROCERIES : 500. Alex and Michelle spend 500 on the mortgage for their four-bedroom end of terrace home.

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